Cristy Davis

Powerball Winner • MI • 2020

Jackpot (2024$)

$84,000,000

lump sum

Age at Win

40

Car dealership employee

Summary

Former $10/hour employee who calls winning nothing but hell - extreme identity theft, alleged kidnapping plot by best friend. Despite turbulence, shows NO financial distress: lives modestly in $300K lakefront home. Advocates for lottery anonymity laws.

Quick Facts

Win Date
February 12, 2020
State
MI
Winner Type
individual
Marital Status
single
Ticket Type
Quick Pick
Payment Choice
lump sum
After Tax
$36M

Notable Quotes

"All I could do was scream."

"If I won the lottery, I would get my car fixed."

"My jackpot win was a gift from God... I have decided to donate total sum of $14 million to Help individuals and charity."

Analysis

Protective Factors

  • +Conservative stabilization strategy: house, car, investments
  • +Prioritized generational wealth for children and grandchildren
  • +Working-class background kept expectations grounded
  • +Became active advocate rather than passive victim
  • +No luxury spending headlines
  • +Hired financial advisors
  • +Won just before COVID crash - potential buying opportunity if managed well

How They Found Out

Was at her workplace (car dealership) the morning after the draw when a friend contacted her via FaceTime, alerting her that the winning ticket was sold at Huron Plaza Liquor. She verified the numbers in her truck. "All I could do was scream." The shock was so severe her employer sent her home. She had bought one Powerball, one Mega Millions, and some scratch-offs on an impulse stop with a friend.

Research Quality: high Last Updated: 1/15/2025Years Tracked: 5