Gloria C. MacKenzie

Powerball Winner • FL • 2013

Jackpot (2024$)

$378,000,000

lump sum

Age at Win

84

Retiree/Homemaker

Quick Facts

Win Date
May 18, 2013
State
FL
Winner Type
individual
Marital Status
widowed
Ticket Type
Quick Pick
Payment Choice
lump sum
After Tax
$139M

Timeline

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Date unknown

$590.5M Powerball - Largest Single Winner

Gloria (84) wins at Publix. Another patron let her step ahead in queue, altering the random number generator timing.

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Date unknown

Claim with Pre-Existing Partnership

Gloria and son Scott claim jointly via documented agreement to split winnings - avoiding $53M gift tax but creating Family Trap.

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Date unknown

Schenck High School Donation

$1.8-2M for roof repairs at daughter Mindy's school in East Millinocket, Maine. Conditional, secretive donation.

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Date unknown

Jacksonville Estate Purchase

$1.2M gated community home. Geographic isolation increases dependency on son Scott.

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Date unknown

Naming Rights Rejected

Town proposes renaming school for MacKenzies. Family aggressively shuts down initiative - Fortress Wealth mentality.

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Date unknown

Do Nothing Strategy Begins

Scott hires Hank Madden (radio host, 3 complaints) as advisor. $139M goes into CDs at <1% return.

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Date unknown

Gloria Sues Son and Advisor

Age 90, files lawsuit alleging Breach of Fiduciary Duty, Negligence, Exploitation of Vulnerable Adult.

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Date unknown

War of Attrition

Scott requests jury trial. Gloria too ill to travel for depositions. Settlement terms sealed.

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Date unknown

Gloria Dies at 92

Passed away in Miramar Beach, FL. Estate unwinding complex. Family fractured by lawsuit.

Notable Quotes

"The family wanted privacy respected."

"[Scott] threatened to disinherit them."

"She could not travel for depositions."

Analysis

Protective Factors

  • +initial_legal_structuring
  • +lump_sum_choice_appropriate_for_age

How They Found Out

Gloria checked her tickets at home and discovered she held the sole winning ticket worth $590.5 million - the largest single-ticket jackpot in Powerball history at that time. She had a standing agreement with son Scott to split any winnings. They waited 18 days before claiming, using the time to assemble legal and financial teams. The "good deed" of letting an elderly woman cut in line became the most consequential random act of kindness in lottery history.

Research Quality: verified Last Updated: 12/28/2025Years Tracked: 8