Linda Ramirez

Powerball Winner • CA • 2025

Jackpot (2024$)

$204,500,000

lump sum

Age at Win

Unknown

Summary

Linda Ramirez and Michael Rubio won $204.5M Powerball in May 2025, California's second jackpot winner that year. The joint claim with immediate split demonstrated financial savvy, creating two tax entities and avoiding gift tax complications. California's exemption from state lottery tax saved them an estimated $8-9M compared to states like NY or Oregon. The winners' common names provide natural privacy protection through 'data smog.' Too recent to assess long-term outcomes.

Quick Facts

Win Date
May 31, 2025
State
CA
Winner Type
couple
Payment Choice
lump sum
After Tax
$58M

Timeline

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Date unknown

Powerball Draw

Won $204.5M jackpot with numbers 1-29-37-56-68 PB:13. Fourth Powerball jackpot of 2025, second California winner of the year.

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Date unknown

Retailer Bonus

7-Eleven store received $1M bonus (0.5% capped) for selling winning ticket.

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Date unknown

Prize Claimed

Winners claimed prize as joint owners, elected cash option of $91.6M, split between both claimants.

Analysis

Protective Factors

  • +Joint claim with immediate split - avoids gift tax, creates two tax entities
  • +California no state income tax on lottery - saved ~$8-9M vs NY/Oregon
  • +Common names (Linda Ramirez, Michael Rubio) provide 'data smog' privacy protection
  • +Decisive financial behavior at claim suggests baseline financial literacy

How They Found Out

Prize was claimed within months of the draw. The winners displayed financial decisiveness by claiming as a pair with an immediate "split" at point of claim - a smart legal strategy that creates two distinct tax entities, avoiding gift tax complications that would arise if one person claimed and gifted half.

Research Quality: medium Last Updated: 1/4/2026Years Tracked: 1